Representative Florida single-family home
Gibraltar Growth Fund
Current Deal Examples

From structure to outcome.

Three examples of how Gibraltar’s underwriting discipline is expressed at the asset level.

Single-Family Land Multifamily
01
Single-Family · Ave Maria

Short duration.
Visible collateral.

A 150-day single-family loan designed around a meaningful value cushion and a defined repayment window.

$240K
Capital funded
$350–379K
Estimated value
63–69%
Implied LTV*
8%
Return over term
150 days
Loan duration
~20%
Simple annualized
150-Day Capital Cycle
FundComplete / repay
*Derived from the provided funding amount and estimated value range.
Representative Florida single-family home
Ave Maria, Florida
Single-family lending example
Representative imagery
02
Land · Secured Lending
Representative Central Florida residential lot
Central Florida Land
Secured land-lending example
Representative imagery

Simple structure.
Measured exposure.

A land-backed loan sized at 70% of the provided parcel value, with a defined maximum hold.

$28K
Capital funded
$40K
Land value
18%
Annual return
Loan-to-value70%
30% value cushion
≤ 24 months
Maximum stated hold
Collateral value and timing are subject to appraisal, diligence, market conditions and definitive loan documents.
Multifamily · Las Palmas

Preferred income.
Equity participation.

A two-stage capital commitment supporting an assisted-living and memory-care development in St. Cloud, Florida.

$2M
Investment sought
15%
Annual preferred return
10%
Equity participation on exit
Q3 ’29
Projected dividends begin
Source: Las Palmas Pitch Deck 01 · Approved prior pitch deck.
Las Palmas assisted living development rendering
Las Palmas
Assisted Living & Memory Care · St. Cloud, Florida
Capital Schedule
$200K
Due within 30 days
$1.8M
Due before closing · estimated May 2027
Preferred return paid quarterly after the two-year stabilization period. GP exit option: Q3 2034.
04
Las Palmas · Operating Case

A pathway from
build to stabilized income.

The approved prior pitch deck models a 95% stabilized occupancy case and a defined GP exit option.

$1.4–1.7M
Projected value of 10% equity
Late ’28
Projected completion
Illustrative Milestones
Jun ’27
Construction & presales
Early ’28
First residences
Q3 ’29
Dividends begin
Q3 ’34
GP exit option
Source: Las Palmas Pitch Deck 01 · Approved prior pitch deck.
Stabilized Operating Case
Annual
$5.12M
Revenue · 100% occupancy
$4.86M
Revenue · 95% occupancy
$1.54M
Projected NOI
31%
Projected NOI margin
95% occupancy case
Value Bridge
Revenue
NOI
Equity
Projections are illustrative, depend on assumptions and are not guaranteed. Refer to the definitive Las Palmas and fund offering documents.
Important Disclosures

Examples inform the conversation. Documents govern the investment.

Illustrative examples

The examples shown are abbreviated illustrations based on figures supplied by the sponsor or contained in the approved prior Las Palmas pitch deck. They are not a complete description of any transaction and may change.

Capital at risk

This is an investment; all capital is at risk. Not FDIC insured. Investments may be illiquid, speculative and subject to loss, including loss of the entire investment.

No performance assurance

Past performance is not indicative of future results. Returns, values, LTVs, revenue, NOI, margins, schedules, distributions and exits are targets or estimates and are not guaranteed.

Definitive documents

Any offering will be made only through definitive offering documents to eligible investors. Those documents control and should be reviewed with independent legal, tax, accounting and investment advisers.

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